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Opportunities

For any investment, cash flow is everything. And that is one of the most important reasons why investing in residential property is a great choice: it delivers a predictable rate of financial return as rental income (cash flow) into your bank account every month.

This steady flow of cash helps you predict fairly accurately if the property is worth investing in, while you build long-term wealth and a retirement nest egg.

Property Investment Options

Each property investor has different needs. Therefore we offer a range of property investment opportunities:

Eden Brae Offers

Eden Brae offers several options for property investors:

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Investment Property Checklist 1

Your property investment checklist

What do you hope to achieve with your investment property? Here are some important things to think about:

  • The size of the property is important: Too big and rental income may not be enough to cover costs. Too small and you may not get the right kind of tenants.
  • Be wary of overcapitalizing – recouping investment costs may be difficult. But if you’re going to live in the house yourself later, then overcapitalizing is probably not a factor.
  • Is rental demand healthy in the area you’re thinking of building in? Do you need regular income from your investment property?

Benefits

Investing in an Eden Brae home will make a solid investment strategy for now and into the future. Our exceptionally high construction quality, excellent customer service and award-winning home designs ensure a positive return on your long-term investment. The benefits of investing in a newly-built Eden Brae home:

  • Older homes may need renovations and/or significant maintenance and upkeep. New homes are ready to move in and enjoy!
  • New Home Structural Guarantee: Provides peace of mind in your investment
  • Government concessions for eligible new residential properties
  • Guaranteed Completion Time: We guarantee the completion date of your new investment property with our BuildSure Guarantee.
  • Fixed price means no hidden costs: a fixed price contract and full transparency means there are no surprise fees or price shocks.
  • Quality assurance: 3 months after construction we’ll undertake a comprehensive Warranty Inspection.
  • Higher quality inclusions: Trusted well-known brands, high quality products.
  • Property investment home loan advice: from our in-house consultants.
  • Rental income: A brand new home is more likely to attract a higher rental return, versus an older house that needs work.
  • Select from a wide range of property investment opportunities: including new homes, house and land packages, knockdown rebuild projects, and ex-display homes.

Need more information about the benefits of investing in an Eden Brae Home?

Please contact us to speak with one of our property investment consultants by email or call 1300 645 860

Self Managed Super Funds

Property investment is great for retirement investment and Self Managed Super Funds (SMSF) Since the Global Financial Crisis hit in 2009 and global financial markets took a battering, many lost faith in investing too heavily in stocks and shares. This has caused seniors to look to property investment for reliable and less volatile investment returns and therefore the rise of the Self Managed Super Fund (SMSF).

How does an SMSF work?

A Self-Managed Super Fund (SMSF) is essentially a trust where investments are managed on behalf of the fund’s members. The ‘members’ can be you, you and your partner, and/or extended family. The fund provides financial benefits to its members on retirement or death.

In the last decade or so, investing in property with a SMSF has become an increasingly popular way to save for retirement mainly because you’re more in control of your money and how you invest it.

HOW DO I SET UP AN SMSF?

Your accountant or financial advisor will provide you with all the advice you need specific to your circumstances. However, we are happy to provide any information they may require in relation to your property investment.

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Why invest in an SMSF?

If you’re thinking about buying an investment property with your Self Managed Super Fund (SMSF), you can rest assured that an Eden Brae home will make a solid investment strategy for now and far into the future. Investing your superannuation in property investment (which you run yourself as an SMSF) has proved to deliver significant benefits over investing in a conventional super fund (which is run for you by a financial institution):

  • You’re more in control of your savings
  • Investing in residential property with your SMSF can deliver major tax benefits
  • Lower risk than playing the stock market or a retail super fund – both of which are affected by overseas economic markets

Ready to Invest? It pays to do your research!

Before diving into property investment, it helps to do your homework and get the best advice possible. Seek advice from our property consultants either by email or call 1300 645 860

*Disclaimer: Our advice is limited specifically to the property itself and does not take into account your specific-financial circumstances. Any such advice should be sought from your accountant or financial advisor.

FAQs

There are a number of questions that you need to ask before building a brand new home.
Refer to our FAQ's below for some guidance on the most asked questions from clients.

Why invest in property instead of the stock market?
In summary, historical data has shown that property investment has proven to be a more stable and reliable option compared to investing in the stock market.
Why invest in property instead of the stock market?

 

In summary, historical data has shown that property investment has proven to be a more stable and reliable option compared to investing in the stock market. While the stock market carries higher risks, it is more susceptible to economic fluctuations like the Global Financial Crisis in 2009.

On the other hand, property values tend to be more resilient and rarely experience significant declines. Additionally, property investments offer the advantage of a stable cash flow through rental payments.

If you are considering long-term investments, you may also explore the option of investing your superannuation in a Self Managed Super Fund (SMSF) to further explore property investment opportunities. To learn more about property investment and SMSFs, read here.

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What is Negative Gearing?
Negative gearing is a financial strategy commonly employed in real estate investment, where the expenses associated with owning an investment property, such as mortgage interest, maintenance costs, property taxes, and management fees, exceed the rental income generated from the property.
What is Negative Gearing?

Negative gearing is a financial strategy commonly employed in real estate investment, where the expenses associated with owning an investment property, such as mortgage interest, maintenance costs, property taxes, and management fees, exceed the rental income generated from the property. This creates a net loss, leading to the term "negative" gearing. The investor typically borrows money through a mortgage to finance the property purchase, and they rely on the property's expected capital growth over time to generate a profit upon selling it. The main advantage of negative gearing lies in the ability to offset the investment losses against other taxable income, resulting in potential tax savings. However, the success of this strategy depends on various factors such as the property's growth potential, rental demand, interest rates, and the investor's financial situation. Seeking advice from financial experts is crucial to fully comprehend the complexities and risks associated with negative gearing as a part of an overall investment plan.

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What is Positive Gearing?
Positive gearing refers to a financial situation in real estate investment where the rental income generated from a property surpasses the costs associated with owning and maintaining it.
What is Positive Gearing?

Positive gearing refers to a financial situation in real estate investment where the rental income generated from a property surpasses the costs associated with owning and maintaining it. In simple terms, the property generates a net profit, resulting in a positive return on the investment. This occurs when the rental income exceeds expenses such as mortgage payments, property management fees, maintenance costs, and property taxes. Unlike negative gearing, where the investor faces a net loss and relies on potential tax benefits to offset it, positive gearing offers the investor surplus income. This extra income can be utilized for various purposes, including paying down the mortgage faster, reinvesting in other properties, or supplementing the investor's regular income.

Positive gearing is often considered an attractive situation as it provides immediate cash flow and a consistent income stream from the investment. However, it is important to note that the potential for capital growth in a positively geared property may be lower compared to negatively geared properties, as investors typically seek properties with higher rental yields rather than relying solely on significant future capital appreciation. Ultimately, the choice between positive and negative gearing depends on an investor's financial objectives, risk tolerance, and market conditions.

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What is co-ownership or joint ownership?
Co-ownership or joint ownership is a legal arrangement where two or more individuals share ownership rights and responsibilities over a property or asset.
What is co-ownership or joint ownership?

Co-ownership or joint ownership is a legal arrangement where two or more individuals share ownership rights and responsibilities over a property or asset. Each co-owner has equal or proportionate shares, and there are different forms of co-ownership, such as joint tenancy and tenancy in common. It can be useful for shared investments but a clear and legally binding agreement is essential to avoid disputes. Legal advice is recommended to understand rights and obligations.

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Do you recommend an ex-display home over a newly-build house and land package?
Both types of homes would make excellent investment properties since we ensure that all our homes are built to the highest display home standards.
Do you recommend an ex-display home over a newly-build house and land package?

Both types of homes would make excellent investment properties since we ensure that all our homes are built to the highest display home standards. Whether you choose a home from our Advantage, Lifestyle or Prestige Series, you can be confident that the property will attract potential tenants or buyers due to its quality, style, and functionality. Each design is carefully crafted to meet the needs of modern living, making them desirable choices in the real estate market. Rest assured that investing in any of our homes will offer a strong foundation for a successful and rewarding investment venture.

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What is the best type of home loan for my investment property? Will it be different to a standard home loan?
When borrowing for an investment property, it's important to be aware that certain lenders may apply a higher interest rate.
What is the best type of home loan for my investment property? Will it be different to a standard home loan?

When borrowing for an investment property, it's important to be aware that certain lenders may apply a higher interest rate. It's recommended to explore various options and seek the right loan advice to secure the most favourable terms. The loan you can obtain for your investment property will also depend on the amount of equity you currently have in your existing home. To gather more information about the appropriate loan for your needs, don't hesitate to contact us at 1300 645 860 or send us an email enquiry, and one of our team members will be glad to assist you.

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How much can I afford to borrow?
Determining the amount you can borrow for your investment property is influenced by factors such as the equity in your current home and other variables.
How much can I afford to borrow?

Determining the amount you can borrow for your investment property is influenced by factors such as the equity in your current home and other variables. For a precise estimate, we recommend using our property investment calculator or reaching out to us directly at 1300 645 860 or send us an email enquiry.

Our team is here to provide personalized assistance and guide you through the process, ensuring you make an informed decision regarding your property investment. Feel free to get in touch, and we'll be happy to help you with your investment journey.

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I’m from overseas, am I allowed to buy an investment property in Australia?
The laws of property investment in Australia by non-residents or non-Australian citizens are changing all the time.
I’m from overseas, am I allowed to buy an investment property in Australia?

The laws of property investment in Australia by non-residents or non-Australian citizens are changing all the time. Please read the following information from the Australian Taxation Office for the most up to date information.

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What is the best type of property to ensure the best return on my investment?
When making a property investment, it's essential to consider both the potential for capital growth and the current rental incomes in the area.
What is the best type of property to ensure the best return on my investment?

When making a property investment, it's essential to consider both the potential for capital growth and the current rental incomes in the area. A property that is likely to appreciate over time can provide a solid return on investment, while a healthy rental income can ensure ongoing cash flow and financial stability.

To make an informed decision, our investment advisors are available to assist you. They can provide valuable insights into rental incomes and property value trends in the areas you're considering. For personalized guidance, feel free to reach out to us at 1300 645 860 or send us an email enquiry, and our team will be delighted to help you with your investment planning. Together, we can find the best property investment strategy tailored to your goals and financial needs.

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Which Suburbs do you recommend for an investment property?
Building homes in sought-after suburbs across metropolitan Sydney and regional areas, including the NSW Central Coast, Newcastle, Hunter, and Illawarra regions, means that your properties are strategically located in areas with high demand and potential for growth.
Which Suburbs do you recommend for an investment property?

Building homes in sought-after suburbs across metropolitan Sydney and regional areas, including the NSW Central Coast, Newcastle, Hunter, and Illawarra regions, means that your properties are strategically located in areas with high demand and potential for growth. This offers great opportunities for renters and investors alike to secure properties in desirable locations with access to amenities, infrastructure, and a vibrant community.

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Which home designs do you recommend as an investment property?
The suitability of an Eden Brae home design as an investment property depends on your budget and investment strategy.
Which home designs do you recommend as an investment property?

The suitability of an Eden Brae home design as an investment property depends on your budget and investment strategy. Fortunately, with a wide range of meticulously crafted home designs, almost any option from Eden Brae can make an excellent investment choice. Whether you're looking for properties that attract strong rental income or ones with potential for capital growth, our diverse portfolio caters to various investment goals.

To explore the perfect investment opportunity that aligns with your preferences and financial objectives, we encourage you to browse our House and Land packages. These packages offer a convenient and comprehensive solution, providing you with a ready-to-invest option in some of the most sought-after areas across Sydney and regional NSW.

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Do you only build in newly established Greenfield developments?
Most of our newly built house and land packages are in master-planned greenfields developments, but you may also consider building an investment home as a Knockdown Rebuild project in a more established area.
Do you only build in newly established Greenfield developments?

Most of our newly built house and land packages are in master-planned greenfields developments, but you may also consider building an investment home as a Knockdown Rebuild project in a more established area.

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Can I use the equity in my existing home to buy an investment property?
Using the equity in your existing home allows you to buy an investment property without a separate deposit.
Can I use the equity in my existing home to buy an investment property?

Using the equity in your existing home allows you to buy an investment property without a separate deposit. Equity is the difference between your home's value and mortgage balance. Accessing this equity through loans or refinancing can be a strategic way to fund your investment. However, consider the risks and seek professional advice before proceeding.

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House & Land Packages as Investment Opportunities

Need an investment property of high quality and value to ensure you get the best financial return for your investment? You’ll discover that Eden Brae’s ex-display homes, and all-inclusive house & land packages make excellent investment opportunities. You may also want to consider Connect Homes - an easy and affordable investment option because they’re homes already in construction at the time of purchase, or close to commencing construction.

Packages in Sydney's most popular suburbs

We work closely with our land development partners to create fixed price house and land packages that are perfect options for property investment.

Our packages and ex-display homes are located in sought-after areas such as the Sydney metropolitan and regional council areas, NSW Central Coast, Newcastle, Hunter and Illawarra regions.

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Our House & Land Packages Include

  • Fixed price guarantee – the price listed is the total price with no hidden extras
  • High quality standard inclusions featuring trusted and popular brands
  • Easy upgrading of inclusions if you desire
  • Council requirements, covenants and developer guidelines
  • Foundations, utility connections and driveways
  • … so much more – all included in the fixed price.

Need to ask a question about Property Investment Opportunities?

Eden Brae Homes offers a great range of design choices so you can tailor your investment and receive the best rental returns. It's all about making your property work hard for you.

Please contact us today to speak with one of our House & Land Consultants directly, either by email enquiry or call 1300 645 860.

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